Insurance for your Hybrid Car

 Insurance for your Hybrid Car

Drivers of hybrid cars, such as the Toyota Prius, Honda Insight or Lexus GS450h, are frequently penalised by mainstream insurance companies because the insurers often don't know what to make of the new technologies. They assume that the advanced components will be easily damaged and cost more to fix and so they set the premiums high.

And because many committed supporters of hybrid cars have imported their vehicles from the more mature hybrid vehicle markets in Japan or America, they may not even be able to offer insurance cover at all.

Here at Adrian Flux, though, we take a different approach. We know that people who buy a hybrid car are likely to take special care of it and drive it responsibly. We're also not afraid of Japanese or US imports, because we've offered specialist cover to imported vehicles for many years. Because of this, as well as our generous discounts for committed enthusiasts, security precautions and driving experience, we are able to offer high quality insurance at incredibly low prices.

With over 40 years experience, Adrian Flux has a reputation for designing insurance that matches your needs to your budget. Our specialist vehicles department has a range of specialist schemes designed to cover all types of hybrid, electric and alternative fuel vehicles.

With over 40 years experience of arranging high quality insurance for car lovers we recognise that the one-size-fits-all approach favoured by direct insurers will always leave those drivers with unusual cars paying more than they need to.

Our hybrid car insurance schemes include:

• Protected NCB available
• Driving of other cars cover available
• 90 days European Green Card Cover
• Agreed value cover available
• Cover available for
  • All hybrid cars, electric cars and alternative fuel cars, including biodiesel conversions, LPG, bio-ethanol conversions, chip fat conversions, hydrogen fuel cells and other methods
  • Left hand drive and import models are not a problem
  • Modified and adapted cars

Extra Discounts (depending on scheme) for:

• Limited Mileage
• Owners Club Membership
• Security Precautions

Save Money on Hybrid Car Insurance

Because our staff are used to finding a policy to suit unusual and even completely unique cars, they know which insurers offer the best policies and at prices to suit almost any budget. All seasoned insurance experts, they will calculate your premium individually, using their expert knowledge of the many insurance schemes on offer. When you call us you will be speaking to a knowledgeable enthusiast, based in the UK, rather than a computer rate from a foreign call centre, which doesn't know a Prius from a Lexus. Along with our tailor made hybrid and import schemes we believe we offer the best quotation service around.

Here are some reasons why your hybrid car is more expensive to insure.

While hybrid cars are becoming increasingly popular, getting auto insurance in Oakland, CA for hybrid vehicles remains higher than average.  But why does this cost disparity between normal and hybrid cars exist?  Here are some of the reasons why it’s more expensive to insure hybrid cars.

• Hybrids are Expensive

One of the reasons that hybrids are more expensive to insure than normal cars is that they are simply more expensive in the first place.  Because the price of the car does factor into how your insurance premiums are calculated, the more expensive the car, the higher your insurance premiums will be.

• They Have Fancy Parts

Another reason why hybrids are expensive to insure is because they require special parts that regular cars do not have.  Not only are these parts expensive to replace, but the actual repair price is also very costly as well.  This also contributes to increased insurance rates.

• They Need Special Mechanics

Because hybrids require fancy parts and have different mechanical components than regular cars, only specially trained mechanics can work on them.  This means that finding a repair shop can be a difficult process.  Because of this need for specialized service, your insurance premiums will be higher.

These are some of the reasons why hybrid cars are more expensive to insure than normal cars.  If you are looking for comprehensive auto insurance at a price that won’t break your budget, turn to us.  For help finding the right policies, contact the professionals at Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs.