When you compare different car insurance companies, make sure you pay attention to companies that cover specific demographics. Companies like the AARP offer insurance to people who are age 65 or older. AARP can offer discounts to because is zeroes in on this specific demographic. Young inexperienced drivers are not part of the customer base, so their high accident rates do not affect the cost of insurance for everyone else. AARP and other similar special interest insurance companies can focus their coverage on certain drivers who fall into special categories. This reduction in driving variables usually benefits the insurance customer because it helps keep the car insurance rates lower.
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